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“Builder of the Year 2014″

“Forbes Capretto Homes named Builder of the Year”

Forbes Capretto Homes is proud to announce that it has been named “Builder of The Year” for 2014 by the Buffalo Niagara Builder’s Association. Forbes Capretto Homes has been awarded this honorary recognition for the third time in eight years.

David Capretto, President was acknowledged for his success & dedication to excellence in the home building industry. “I am extremely honored to be recognized, and look forward to continuing our mission to build quality custom homes for the Buffalo area”, Capretto noted.

The Buffalo Niagara Builders Association, a non-profit organization, is the voice of the builders, developers and associated industries. The association advocates choice in housing, economic growth, and quality of life in our community.

Forbes Capretto is dedicated to building unique homes in the most desirable locations across Western New York.  Visit us online at for virtual tours, floor plans and community information.

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Armor Meadow in Orchard Park

“Forbes Capretto Homes celebrates the Grand Opening of Armor Meadow, Orchard Park”

Forbes Capretto Homes is delighted to announce the availability of new home sites in the Armor Meadow community located in Orchard Park. Armor Meadow is perfect for the homeowner who prefers not to live in a subdivision setting but still wants to be located within easy reach of Route 219, Chestnut Ridge Park and local entertainment.

In the Orchard Park community you will enjoy a superior school system, the many cultural opportunities such as the Orchard Park Symphony, the summer Pavilion, and the Quaker Arts Festival, and a generally serene lifestyle.

There are a limited number of home sites now available, which arrange from 100’ by 200’ to 200’ by 500’. Prices start from at $340’s, including land.  Homeowners can choose from a wide range of home styles, each of which can be fully customized to their specific needs and personal style. An in-house Interior licensed Designer will guide each customer through the exciting process of choosing selections and creating their dream home.

For more details about Armor Meadow, please call Anthony Rijos at (716) 243-6994 or visit  Stop by our model in Holly Ridge Estates at 6 Holly Ridge Lane, open every Saturday and Sunday 1-4 PM.

Forbes Capretto Homes builds custom homes in the most desirable neighborhoods or on your own land.  Visit us online at for virtual tours, floor plans and community information.

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Grand Opening 6 Holly Ridge Lane in Holly Ridge Estates

“Forbes Capretto Homes Opens New Furnished Model in Holly Ridge Estates”

Forbes Capretto Homes is proud to announce the grand opening of the “Oxford” at 6 Holly Ridge Lane. Located in the upscale community of Holly Ridge Estates, this distinctive home is set in a professionally landscaped yard. The home is ready for a new owner and will be available for viewing every Saturday and Sunday from 1pm-4pm, as well as by appointment. Call Anthony Rijos for more details at 716-243-6994.

The home welcomes you and your guests with a stylish exterior featuring cultured stone and vinyl siding, Featuring just over 4,000 square feet of furnished, professionally decorated living space, the two story “Oxford” includes 4 bedrooms and 3.5 bathrooms.

The opulent grand foyer is flanked by a formal living room on the left and a formal dining room on the right. We’ve added touches of formality and elegance to the dining room with immaculate decorative trim, including crown molding, painted box panels and a chair rail.

Also located on the first floor is a state-of-the art gourmet kitchen highlighting an abundance of granite counter tops, gleaming hardwood floors, a center island and walk-in pantry. The dinette overlooks a sunroom with ample windows which offer stunning views of the backyard and patio and opens to an expansive family room featuring a custom slate-trimmed fireplace and coffered ceiling. Adjacent to the family room is a private den with French doors and hand-crafted built-in bookcases.

The custom-built flared staircase leads up to the second floor, which boasts a luxurious owner’s suite with decorative tray ceiling and a covered balcony. Also included in the owner’s suite is an elegant, private spa bath featuring double pocket doors, a Whirlpool tub, a separate shower, water closet, double sink vanity and his-and-hers wardrobes.

The second floor also features a possible guest room with a private bath and large closet. Each of the family bedrooms are connected by a jack-and-jill bathroom and feature extra large closet space. Rounding out the second floor is the conveniently located laundry room, which includes a linen closet for additional storage.

Holly Ridge Estates is an exclusive, luxury home community located off Braunview Way and close to the Village of Orchard Park. Homeowners enjoy large home sites in a quiet, cul-de-sac setting. They have access to a private nature reserve with walking trail and gazebo. For more information and reservations, please visit or call Anthony Rijos at (716) 243-6994.

For more information about Forbes Capretto custom-built homes in our exclusive Western New York communities or on your own land, please visit or call 716.651.HOME.

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Mortgage Rate Predictions for August 2014

Mortgage Rate Predictions for August 2014

According to Freddie Mac’s weekly mortgage rate survey of more than one hundred banks, the average 30-year mortgage rates dropped one basis points (0.01%) last week to reach 4.12%; and the average 15-year mortgage rates dropped three basis points (0.03%).

Mortgage interest rates are near a 14-month low. Home buyers have benefitted from low rates all year. Now, refinancing households are benefitting, too.

Click to get today’s live mortgage rates.

30-Year Mortgage Rates Average 4.12%

30-year mortgage rates moved lower again last week. Nationwide, the average conforming 30-year fixed rate mortgage rate fell 0.01 percentage points to 4.12%. The rate is available to “prime” borrowers willing to pay an accompanying 0.6 discount points at closing.

Discount points are a one-time loan cost, where one discount point carries a cost equal to one percent of your first mortgage loan size amount.

For example, 1 discount point on a loan Miami, Florida at the 2014 conforming loan limit of $417,000 would require $4,170 to be paid at closing.

Discount points can be paid as cash or, for a mortgage refinance, they can be added to your loan size.

Discount points are typically tax-deductible.

15-year mortgage rates also dropped last week, shedding 0.03 percentage points to fall to 3.23% nationwide. Locking a 15-year mortgage rate at 3.23% costs 0.7 discount points on average.

Note that Freddie Mac’s weekly mortgage interest rate survey covers conforming loans only. FHA mortgage rates and VA mortgage rates are not included in the report; nor are mortgage rates for USDA loans.

Last week, however, similar to their conventional loan counterpart, mortgage rates for FHA, VA and USDA loans improved. Rates are now near 14-month lows and buyer purchasing power is up close to 8% from the start of the year.

It’s an excellent time to compare today’s mortgage rates. Pricing is as good as it’s been all year.

Click to get today’s live rates now.

Mortgage Rates In August

Last month, mortgage rates were mostly unchanged. When July began, 30-year mortgage rates averaged 4.12%, and they averaged 4.12% when July ended.

On average, mortgage rates moved just 1.6 basis points per week throughout July, which marks the smallest weekly moves in more than five years. Rates were uncommonly stable last month, which made for simple shopping.

In August, the trend may end — today’s market is wound tight like a coil and sits ready to spring.

There are a number of factors which could affect this month’s mortgage rates.

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